The role
Job description
The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.
Job Summary: Meet our team
The Payments Risk Engineering team is responsible for fraud detection and risk management at PayPal. We design, build, and support the services that are called on every money movement transaction between PayPal and its users and partners. Our solutions scale across millions of interactions, integrate with other APIs in real time, and deliver high availability and configurability to the business. We stay current with advances in technology and science and tie them back to business needs.
What You Need To Know About The Role- We’re looking for a Senior Software Engineer to strengthen the risk prevention and mitigation systems that protect PayPal and its customers from fraud. Our team owns fraud detection, and risk management services across PayPal globally. These services are called on every interaction between users, partners, and PayPal. We also apply advances in AI, machine learning, and data science to real business problems.
Job Description: Essential Responsibilities:
- Delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC) (design, implementation, testing, delivery and operations), based on definitions from more senior roles.
- Advises immediate management on project-level issues
- Guides junior engineers
- Operates with little day-to-day supervision, making technical decisions based on knowledge of internal conventions and industry best practices
- Applies knowledge of technical best practices in making decisions
Minimum Qualifications:
- 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
Additional Responsibilities & Preferred Qualifications: Your way to impact
- Protect customers and PayPal by building real-time risk systems that scale across millions of transactions.
- Keep payments seamless for good users while stopping fraud, with services that are highly available, reliable, and configurable.
- Shape the technical direction of the team by challenging the status quo, bringing fresh ideas, and championing clean, scalable engineering practices.
- Reduce technical debt and raise the quality bar for software and the team.
Your day to day
- Design, develop, and test features and services for our risk applications.
- Work with product managers in an agile setting to deliver high-quality solutions on time.
- Partner with developers, product, design, and analytics teams to explore new ideas and opportunities.
- Work with operations teams to keep services highly available and reliable.
- Take part in code reviews to maintain code quality.
- Contribute to our automated test suite to enable fast, reliable continuous integration.
- Communicate clearly with non-technical stakeholders.
- Be proactive: anticipate issues and handle them before they escalate.
What Do You Need To Bring-
- Bachelor’s degree in computer science or a related technical discipline with 4-6 years of experience.
- Strong applied experience: you’ve built, broken, and rebuilt software, and you know how to ship real-world products.
- Proficiency in back-end development with Java EE technologies (Java, application servers, servlet containers, JMS, JPA).
- Strong object-oriented programming skills and the ability to turn requirements into scalable designs.
- Experience designing and building REST APIs and web services or microservices in a commercial setting.
- Experience with design patterns, MVC, and frameworks such as Spring.
- Experience with service-oriented architectures and scalable, distributed Java services.
- Skill in designing for reliability, availability, scalability, and performance.
- Familiarity with engineering tools and practices such as Java build tools, unit testing, test automation, and CI.
- Strong communication skills.
- A mindset of ownership, curiosity, and drive to get results.
- We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.
Subsidiary: PayPal
Travel Percent: 0
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
Our Benefits: At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.
Who We Are: Click Here to learn more about our culture and community.
Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].
Belonging at PayPal: Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.
Any general requests for consideration of your skills, please Join our Talent Community.
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.