The role
Job description
Job Overview
We are looking for an experienced Senior Techno-Functional Analyst with strong expertise in Credit Card platforms, preferably TSYS Prime or VisionPLUS (Fiserv). The ideal candidate should have a strong understanding of credit card business processes, payment systems, system integrations, and end-to-end project implementation.
The role involves working closely with business stakeholders, technology teams, card operations, and external payment networks to drive credit card initiatives from requirement gathering and solution design through testing, certification, deployment, and post-production support.
Key Responsibilities
Gather and analyse business requirements for credit card projects and translate them into functional and technical solutions.
Drive end-to-end implementation of credit card solutions, preferably on TSYS Prime or VisionPLUS platforms.
Provide techno-functional solutions for credit card management systems, authorization, offer management, loyalty, and dispute management.
Coordinate end-to-end certification activities with Visa, Mastercard, and RuPay payment networks.
Work on payment standards and protocols such as EMV and ISO 8583.
Coordinate with Card Operations teams for scheme-related changes, regulatory updates, and business-as-usual (BAU) change requests.
Manage project scope, requirements, dependencies, assumptions, risks, and deliverables.
Prepare UAT test plans, coordinate testing phases, track issues, and ensure timely resolution.
Work closely with middleware, channel, and integration teams to ensure seamless connectivity across banking systems.
Conduct solution fitment, gap analysis, impact assessment, and risk analysis.
Monitor project milestones, deliverables, and overall implementation progress.
Coordinate post-go-live activities, including Production Validation Testing (PVT), contingency planning, and production support handover.
Ensure compliance with bank policies, internal approvals, RBI guidelines, and applicable payment network regulations.
Collaborate with business, technology, vendors, and external stakeholders to ensure successful project delivery.
Mandatory Skills
9–13 years of relevant experience in Banking, Credit Cards, and Payments.
Hands-on experience with TSYS Prime or VisionPLUS (Fiserv).
Strong understanding of credit card lifecycle and card management systems.
Experience in credit card solution implementation and system integration.
Knowledge of payment networks: Visa, Mastercard, and RuPay.
Understanding of EMV and ISO 8583 standards.
Knowledge of card authorization, offer management, loyalty, and dispute management systems.
Experience in end-to-end project delivery, UAT, certification, and production implementation.
Strong stakeholder management and coordination skills.
Good to Have
Knowledge of Oracle or MS SQL databases.
Understanding of middleware, banking channels, and system integration architecture.
Experience handling regulatory and scheme-related changes.
Knowledge of SDLC and project governance processes.
Experience coordinating with payment network vendors and banking technology partners