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EXL

Data Scientist- Insurance Analytics

Bangalore, Pune, Noida, Gurgaonhybrid3.0 - 10.0 years0L - ₹32.00L

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Job Description

Job Details:

 

Position                :                 Senior Data Scientist – Insurance Analytics

Experience           :                 3-10 Years

Location               :                 Gurgaon(Primary)/Noida/Bangalore/Pune/Remote

Shift                       :                 1:30PM to 11:30PM (10 Hours Shift. Also depends on the project/work dependencies)

 

Job Title: Senior Data Scientist – Insurance Analytics

Role Overview

We are seeking a Senior Data Scientist (3–10 years of experience) to support an analytics initiative focused on the insurance domain. This is a client facing role requiring strong analytical expertise, hands-on modeling experience and the ability to independently drive analysis, present insights and collaborate with stakeholders.

The ideal candidate will have a solid foundation in statistical modeling and hypothesis testing, deep experience in tree-based and ensemble machine learning models, exposure to cloud-based data platforms and working knowledge of modern Generative AI and Large Language Model (LLM) techniques relevant to insurance analytics

Key Responsibilities

  • Perform exploratory data analysis (EDA), feature engineering, and hypothesis testing to identify fraud patterns and anomalies.

  • Build, evaluate, and optimize traditional statistical models as well as tree-based ML models such as Random Forest, XGBoost, CatBoost, and LightGBM.

  • Explore and apply LLM based approaches (e.g. text classification, summarization, entity extraction) for leveraging unstructured data such as claim notes, adjuster comments and documents.

  • Develop GenAI powered accelerators for documentation, feature ideation, data enrichment and model insight generation.

  • Independently conduct data analysis, research, model experimentation and translate findings into actionable insights.

  • Write clean, efficient and production ready code using Python and SQL.

  • Work extensively with large datasets using cloud platforms, primarily Google Cloud Platform (GCP).

  • Query and manage data using Big Query and datasets stored in Cloud Storage (Buckets).

  • Use Git for version control, collaboration and code review.

  • Prepare clear, concise and impactful presentations for clients, explaining analytical findings to both technical and nontechnical stakeholders.

  • Collaborate with business, data engineering, and client teams to ensure models align with investigation strategies and broader business objectives

Required Skills & Qualifications

  • 7–8 years of hands on experience in data science, analytics, or applied machine learning

  • Strong understanding of statistical modeling, probability concepts, and hypothesis testing

  • Proven experience with tree-based and ensemble machine learning models (RF, XGBoost, CatBoost, LightGBM)

  • Experience working with unstructured data and NLP techniques, preferably including LLMs (OpenAI, Gemini, Llama, etc.)

  • Practical exposure to GenAI workflows such as prompt engineering, fine tuning, retrieval augmented generation (RAG), or automated insight generation

  • Expert‑level SQL for data extraction, transformation, and analysis

  • Strong Python skills for data analysis, machine learning, and LLM based pipelines

  • Experience using Git for source code management

  • Solid exposure to cloud based analytics environments, preferably Google Cloud Platform (GCP), Big Query, and Cloud Storage

  • Ability to work independently, manage deliverables and drive tasks end to end.

  • Excellent verbal and written communication skills, essential for a client facing role.

Candidate Profile

  • Bachelor’s/Master’s degree in economics, statistics, mathematics, computer science/engineering, operations research, or related analytics areas.

  • Strong data analysis experience with complex, real world datasets.

  • Demonstrated capability in solving business problems using both traditional ML and emerging GenAI/LLM based approaches.

  • Superior analytical thinking and problem-solving skills.

  • Outstanding written and verbal communication skills with confidence in client interactions.

Skills

Required

pythonsqlgitgcpbig query

Preferred

random forestxgboostcatboostlightgbmllmgenai
Data Scientist- Insurance Analytics at EXL | Talynce Jobs